Meet Your Advisors And Support Partners
We provide tailored financial guidance to help business owners and families navigate complex financial decisions with confidence. From protecting assets to planning for the future, our strategies are designed to align personal goals with business priorities.
You may be asking yourself questions like:
- How do I balance my personal finances with the needs of my business?
- What steps should I take to ensure a smooth succession or transition?
- How can I manage risk while still pursuing growth opportunities?
- Am I on track for retirement while continuing to support my family’s needs?
Worried That Your Financial Strategy Is Missing Something?
As your life and business evolve, financial strategies can become outdated or incomplete. A thoughtful review can uncover gaps, clarify priorities, and ensure your plan is aligned with where you are today—and where you want to go next.
At Acacia Financial Group, we have a long-standing history of helping those who are within 10 years of “pulling the trigger” on retirement. Our clients we serve start out by looking for the most suitable financial roadmap that helps them successfully navigate the next 20-30 years
Clients that benefit most from the Acacia Retirement Blueprint Process, typically have questions such as, “How do we make sure we don’t outlive our money?", “What is the most suitable way to manage taxes in retirement?” or “How do we stay in the market for the next 2-3 decades without taking unnecessary risk?” Even if you have already entered retirement, it's never too late to confirm your trajectory or make adjustments to your current retirement plan.
As a fiduciary to our client, we strive to construct a plan for their retirement with the highest probability of success. The first year of our client engagement process typically consists of 5 face-to-face, virtual, or phone meetings.
If you would like to learn more about the Acacia Financial Group Difference, consider scheduling a complementary "Get To Know You Meeting" with one of our financial professionals.
Successfully exiting your business is all about preparation and timing. Most business owners are unable to achieve the exit they want because they don't have a targeted growth and exit plan.The reality is that many business owners sell their business for less than they wanted to because of an unplanned external event, such as personal illness, burnout, divorce, or even death. Less than 5% of business owners will sell their business at the price and terms that they want to, as the seller.
At Acacia Financial Group, our mission is to change that.
The good news is that you can exit your business on your own terms. Our exit planning service provides you as the business owner with the clarity and insight to grow the valuation of your business and creating opportunities that can help get you closer to your freedom point before you plan to sell and the plan to execute your business exit.
Our Retirement Plan Division aims to reduce the burden on the Plan Sponsor while also working to decrease the liabilities encountered when operating a qualified retirement plan. Through our process, we will provide you with the tools you need in order meet your Fiduciary requirements in the following areas:
Service
Our service model includes an independent review of your current Record Keeper platform and a comparison to other strategies on the market.
We believe that targeted communication materials and ongoing engagement are among the most effective tools we have to empower your participants to save and invest regularly.
Our team will always be available to answer questions your employees have regarding their financial planning needs.
Whether it be a virtual or in-person meeting, recorded webinar, or monthly financial wellness newsletter, our team will help ensure that plan participants receive ongoing financial planning education, tailored to meet the needs of your employees.
Compliance
Our annual review process includes includes a complete internal audit of your Plan. We provide a detailed report demonstrating your efforts as a Fiduciary ensure that your Plan continues to meet your needs at a reasonable cost, engages your participants and is ERISA and DOL compliant.
As a 3(21), we will provide fiduciary coverage regarding a manageable list of investment options and fund monitoring as it relates to your fiduciary responsibilities under section 404(c)
Plan Design
Our process will take a goals-based approach to help you identify what the best Plan design is for the plan sponsor and plan participants.
Our team will help you select investment options that will help you meet the long-term needs of your plan’s participants.
We provide guidance on the options that exist within the Plan design, the best ways to communicate the benefits of the Plan and engage participants.
Our team will review whether or not the current Plan design is suitable for the goals of the plan sponsor.
Fees and Expenses
We consult and negotiate on the 3 major plan expenses: Record Keeper and Advisor fees, TPA Fees and Fund Fees.
Our annual compliance review includes a stewardship report that helps provides full transparency on your Plan's expenses and will help you avoid the most common mistakes made by Plan Sponsors and Administrators.
We perform an independent audit which compares the fund fees and performance with their peers every quarter, and provide a detailed report to the Plan Administrator and Investment Committee.
See How Wealth Solutions And Acacia Work Together
Through a close partnership, Wealth Solutions and Acacia combine their expertise to deliver seamless, integrated financial strategies. By working together, they ensure your wealth, retirement, estate, and business plans align with your long-term goals.
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